+44 343 50 60 600

What is APR?

NextGear Capital operates on a fee-paying basis, so because you’re not borrowing money in the same way as a traditional loan, there is no APR. You become an authorised buyer for us and we retain title to the vehicle while you sell it.

You simply pay to use the service and you can calculate in advance how much it will cost to stock a vehicle for a period of time. 

A Cox Automotive product brand

Calls to 0343 numbers will cost the same as calls to landline numbers, and will be included as part of any inclusive call minutes or discount schemes for geographic calls

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*100% of hammer price plus auction and delivery fees (auction purchases), or lower of CAP clean/invoice price (trade vehicles) + VAT funded on LCVs and qualifying vehicles up to the value of £75,000.

NextGear Capital UK Limited, registered in England and Wales, company number 08696123, with registered office at Nextgear House Kingsfield Court, Chester Business Park, Chester, United Kingdom, CH4 9RE. VAT No. GB 181422035
 

© NextGear Capital UK Ltd 2025.

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