Welcome to NextGear Capital
Since 2014, we’ve helped thousands of independent and franchise dealerships keep their forecourts stocked, funding more than £6.5bn worth of vehicles
How can NextGear Capital help you?
Specialist used vehicle stock funding
We offer flexible, straightforward and dependable stock funding. Whether you’re an independent or franchise dealership stocking used cars or LCVs, we’ve got you covered.
Ease your cashflow
Available for up to 150 days, maximise your cash availability by funding the purchase price, buyer and delivery expenses in one simple transaction.
Get the stock you want
You have the flexibility to buy stock from any source. We’ll fund part-exchanges, auction and trade purchases up to £75,000.
Make hassle-free payments
We offer instant confirmed payment at 70+ auction and wholesale partners. Drive away the same day knowing 100% of the hammer price is covered, plus any buyer and delivery fees.*
Only pay for what you use
You’re free to lean on us, whenever and wherever it suits you. Stock funding is our specialism: we’ve no expectations for your exclusivity or retail business.
What is stock funding?
Stock funding is here to help you purchase the vehicles you want for your forecourt. Designed solely for dealers, stock funding frees up cash for you to use across your business, so you can stock more vehicles and improve your profits.
Manage your plan on-the-go
With round-the-clock access to your stocking plan, you’ll have full control from day one.
Experience you can depend on
Your dedicated account manager will work closely with you, ensuring you have access to the funding you need, when you need it. Over the last 10 years, we’ve supported 3,000+ dealers, funding over 780,000 cars, LCVs and motorbikes worth over £6.5bn.
Specialists in dealer funding
We’re here to help your dealership run smoothly, with 100% funding for up to 150 days.
Once you’ve completed our short application form with some basic information about you and your business, we'll be in touch within 48 hours to help get you started.
Simple application process
Stocking made simple
You can get started as soon as your stocking plan has been approved.
Select your stock
Purchase stock from the source of your choice or buy direct from one of our auction and wholesale partners.
Add the vehicle to your plan
You’ll be able to keep on top of your funding with 24/7 access to your plan.
Make interim payments
Repayments are made in instalments to support your cashflow.
Settle up down-the-line
You’ll only pay in full once you’ve sold a vehicle, or the vehicle reaches the end of its term.
