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Fast, flexible,
hassle-free funding

Welcome to NextGear Capital. Since 2014, we’ve helped thousands of dealerships stock their forecourts, funding more than £8bn worth of vehicles.

Book an appointment

Fast, flexible, hassle-free funding

Welcome to NextGear Capital. Since 2014, we’ve helped thousands of dealerships stock their forecourts, funding more than £6.5bn worth of vehicles.
Book an appointment

Market leading used
vehicle stock funder

We’re the oldest and one of the largest specialist stock funders in the UK and Ireland. Whether you’re an independent or franchise dealership stocking used cars and LCVs, we’ve got you covered.

What we do

Pay there and then

We offer instant confirmed payment at our partnered auction and remarketing platforms. Drive away the same day knowing 100% of the hammer price is covered, plus any buyer and delivery fees.

Ease your cashflow

Maximise your cash availability by funding the purchase price, buyer and delivery fees in one simple transaction. Available for up to 150 days.

Get the stock
you want

You have the flexibility to buy stock from any source. We’ll fund part-exchanges, auction and trade purchases up to £75,000.

New to stock funding?

Designed for dealerships of all sizes, stock funding is here to help you purchase used vehicles without tying up your cashflow.

Perhaps you want to start selling higher-value vehicles. Or maybe you’re looking to scale your business. That’s where a Stocking Plan can help.

Book an appointment

100% funding. Zero faff.

Your dedicated account manager will work closely with you, ensuring you have access to the funding you need, when you need it. Once you’ve been approved for a plan, here’s how it all works…

01

Source vehicles from anywhere

02

Load the vehicles to your plan for 100% funding*

03

Make interim payments to support cashflow

04

Clear the balance when the stocking period ends or when the vehicle sells

Why dealers choose us

We partner with more UK auction and remarketing sources than anyone else.

Our dealers often increase profitability by more than 20%.

Dealers supported
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NextGear Capital has significantly improved the quality of stock on our forecourt, allowing us to purchase from multiple auctions and increase company profits.

Newport | Joined 2016

I’ve been with NextGear Capital for over 10 years without any problems. Their platform is easy to use and the staff are great people!

Buckinghamshire | Joined 2014

It’s unusual to feel trust towards a company but NextGear Capital manage to maintain a level of trust and a personal touch that’s quite rare.

Somerset | Joined 2022

The easiest and most efficient system to work with: staff are amazing and helpful, and the whole approach is dealer-focused.

Yorkshire | Joined 2014

NextGear Capital have helped me grow at a pace I wouldn’t have been able to achieve using my own funds alone.

County Durham | Joined 2018

Interested in a Stocking Plan?

Power your dealership with a flexible stock funding plan. Buy the vehicles you want, from the source you choose.
Book an appointment

A Cox Automotive product brand