Get Funded Stay Stocked Meet Demand

As the UK’s leading vehicle stock funder, we've supported over 3,000 dealers, funding £6.5bn across 800,000+ vehicles. Our Stocking Plans enable dealers to grow their business, stocking up on more of what they know sells.

Ask about stock funding

We’re focused on fuelling your dealership’s growth

Stock funding is here to help you purchase the vehicles you want for your forecourt. Designed solely for dealers, stock funding frees up cash for you to use across your business, so you can stock more vehicles and improve your profits.

What makes NextGear Capital different?

Ease your cashflow

Available for up to 150 days, maximise your cash availability by funding the purchase price, buyer and delivery expenses in one simple transaction.

Get the stock you want

You have the flexibility to buy stock from any source. We’ll fund part-exchanges, auction and trade purchases up to £75,000.

Hassle free payments

We offer same-day confirmed payments at Auca and our other auction and wholesale partners. Drive away the same day knowing 100% of the hammer price is covered, plus any buyer and delivery fees*.

Only pay for what you use

You’re free to lean on us, whenever and wherever it suits you. Stock funding is our specialism: we’ve no expectations for your exclusivity or retail business.

Apply for a NextGear Capital stocking plan

Register your interest below in a NextGear Capital stocking plan and one of our Account Managers will be in contact with more information.

Select Your Stock

Browse, bid, and load high-quality used cars from our auction partners with your NextGear Capital stocking plan. Get 100% vehicle funding* for up to 150 days and guaranteed instant payment.

Add Vehicles to Your Plan

Let the auction center know you'd like to pay using NextGear Capital for instant payment, plus buyer and delivery fees covered. The vehicle will be added to your stocking plan, and you can drive away the same day.

Make Flexible Payments

Support your cashflow with manageable interim payments. Settle once the vehicle is sold or at the end of the stocking term.

Hear more from our customers

The team are very transparent, and are always available when I need assistance.

2023, Staffordshire

NextGear Capital helped me grow at a pace I wouldn’t have been able to achieve using my own funds alone.

2018, County Durham

I’m impressed by the quality of service from NextGear Capital, and the value they provide my business.

2022, County Wicklow

The easiest and most efficient system to work with: staff are amazing and helpful, and the whole approach is dealer-focused.

2014, Bristol

NextGear Capital has significantly improved the quality of stock on our forecourt, allowing us to purchase from multiple auctions and increase company profits.